Economic Bulletin of the National Mining University


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Article

Issue:2014 №2 (46)
Section:Econometrics in management decision making
UDK:336.774.3
Article language:Ukrainian
Pages:101-108
Title:Likelihood of loan default persons that have no credit history
Authors:Pistunov I. M., Pistunov M. I.
Annotation:The cases of a new bank customer without credit history resulting in difficulties in determining the probability of credit default are dealt with. A complex of special indicators is established and tested to determine the probability of loan default for bank customers who already have a credit history. The analytical dependence is established for customers without credit history on the monthly income, age and a number of dependents in the family. 
Keywords:Credit history, Customers with credit history, Customers without credit history, The probability of loan default, An analytical dependence
File of the article:EV20142_101-108.pdf
Abstract:EV20142_101-108en.pdf