Economic Bulletin of the National Mining University

 

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Article

Issue:2023 №4 (84)
Section:Finances, accounting and taxation
UDK:336.7
DOI:https://doi.org/10.33271/ebdut/84.139
Article language:Ukrainian
Pages:139-147
Title:Place of the banking system of Ukraine in the post-war reconstruction of the country
Authors:Krylova O. V., Dnipro University of Technology,
Fedorova O. H., Dnipro University of Technology,
Isaiev I. S., Dnipro University of Technology,
Suhov R. V., Dnipro University of Technology
Annotation:Methods. The theoretical and scientific-methodological basis of the research was made up of the principles of financial science and banking. Methods of analysis and synthesis were used during the study of the impact of historical events taking place in modern Ukrainian society on the development of the banking industry. Factors ensuring the stability of the banking system of Ukraine in an unpredictable economic environment were investigated using the system approach. Factor analysis made it possible to determine the role of the banking system in the modern development of the national economy, as well as to determine its mission in the period of post-war recovery of the Ukrainian economy. Results. The study identified the specifics and problems of the functioning of the banking system of Ukraine in the conditions of martial law and outlined its role in the further post-war reconstruction of the country. The sensitivity of the banking system of Ukraine to the influence of martial law and the growth of external financing of the state and social sector was revealed. In addition, the study showed that the state of war has a serious negative impact on the lending processes of the Ukrainian economy: an increase in the level of non-repayment of loans, deterioration of the quality of bank assets. It is argued that this problem should be solved in the context of post-war reconstruction. The main areas of activity of the National Bank of Ukraine, the legislative authorities and the banking institutions themselves to overcome the negative impact of the martial law are determined, taking into account the international experience of the development of the banking system during the post-war reconstruction of the country. The received recommendations are aimed at developing the banking system and increasing its influence on the economic growth of the country after the war. Novelty. The study paid attention to lending by Ukrainian banks in the post-war period, and also took into account the impact of military actions on the territory of Ukraine. This made it possible to establish how military conflicts affect the financial stability of the banking system of Ukraine and how this is reflected in the lending of economic projects in the country. This interaction became a key element of the study, which contributed to a better understanding of the challenges facing the banking system of Ukraine in the conditions of post-war recovery. Practical value. Strategies for the development of the banking system in Ukraine in post-war recovery are proposed, using international experience and taking into account the state of war. 
Keywords:Banking system, Lending, NBU, Martial law, Post-war recovery
File of the article:EV20234_139-147.pdf
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